What Are Commercial Lines In Insurance? 

If you are a business owner, you might know what “Commercial Lines Insurance” means, but it can be a confusing term to some. Commercial Lines Insurance is a term used to refer to Insurance that covers a lot of the commercial risks that a business would face. Examples of these kinds of lines of insurance would be General Liability Insurance, Worker’s Compensation Insurance, and Commercial Property Insurance. 

Most jurisdictions around the country and world will require any and all businesses to have General Liability and Worker’s Compensation Insurance, and if a business had a mortgage or was renting from a landlord, they would likely be required to have Commercial Property Insurance as well. Due to this, Commercial Lines Insurance is a necessity for all businesses everywhere. 

There are insurance riders and other forms of coverage you can attach to these policies for an extra cost. Depending on your situation and what is happening with your business, it is always good to ask what other kinds of coverage you can get as riders with your policies. Don’t be afraid to ask your insurance agent or provider if you have any questions about your policies or if you want to open up a new one!

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