Independent Agents Can Provide a Variety and Security

fruit-jelly-539695_960_720Going back to the candy shop analogy, what if a candy shop sells only one kind of candy? Now there aren’t many places that I can think of that sells only one kind of candy, but the idea doesn’t sound very appealing to me. I want to be able to pick and choose, and if I want something different I want to be able to have it! This same concept can be applied to many different things, but it really rings true with choosing insurance.

Story time: Once I had a couple of windows broken from a storm and had a claim filed to get them replaced (Double paned windows are very pricey!), and a couple of weeks later my car was damaged by hail, and naturally I did another claim—a week later I received a nice letter from my insurance provider telling me that my coverage was going to stop forever upon my coverage end date!

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Hail is not fun

And yes, I was using a captive agent to get my coverage at the time; being with a captive agent was not fun since I was not able to go back to her and had to find someone new, so I really learned my lesson with that experience and went with an independent agent!

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